Dashboard
New Dashboard look to clear your doubt
One finance app for everyday money movement.
Send money, pay bills, manage virtual cards, verify customers, and keep every transaction flowing through one secure AknaPay wallet experience.
Secure KYC
Instant transfers
Bills payment
Secure Login
Your login now comes with ease.
iToken
Money controls made easy with our iToken
Referrals
Referral now available to earn some cash.
Pay your Bills
Get Virtual cards
Product Suite
All the tools your money needs in one app.
From everyday bills to USD spending, AknaPay brings practical finance features into a simple wallet experience.
iToken
Create, claim, transfer, split, or redeem money tokens with a clean flow for controlled payouts.
Bills Payment
Pay airtime, data, electricity, TV, and other daily services directly from your wallet.
Wallet-to-Wallet Transfer
Send funds instantly to another AknaPay user without bank delays or extra friction.
USD Virtual Card
Create and manage a USD card for online payments, subscriptions, and international spending.
USD Currency
Access USD value inside your wallet experience for spending, holding, and card funding.
Secure KYC
Verify identity with tiered KYC checks that protect users, wallets, cards, and transactions.
Instant Transfers
Move money quickly to banks and wallets with clear status updates and transaction references.
Referrals
Invite people to AknaPay and earn rewards as your network joins and starts transacting.
App Infrastructure
The engine behind the mobile app experience.
Every screen in AknaPay is supported by secure identity checks, wallet movement, USD capability, bill rails, card controls, and clear transaction feedback.
Secure mobile access
Login, trusted device checks, transaction PINs, and KYC prompts work together to protect sensitive app actions.
Wallet rails
Wallet balances, funding, wallet-to-wallet transfers, bank transfers, and transaction history stay connected in one flow.
Bills rail
Airtime, data, electricity, TV, and service payments are built around validation, debit, and confirmation states.
USD card controls
Card creation, funding, spend visibility, status changes, replacement, and termination are handled from the app.
USD currency layer
USD balances and card funding sit alongside local wallet activity so users can manage cross-border spending.
iToken engine
Token creation, claiming, partial claims, transfers, and token history support flexible money distribution.
Referral tracking
Referral activity is surfaced in-app so users can invite, track, and earn from their network.
Trust Layer
Every payment leaves a clear, protected trail.
AknaPay is built so users always know what happened, when it happened, and what security checks protected the action.
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Target success rate
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Always-on access
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KYC progression
01
User initiates action
Transfer, bills payment, card funding, iToken claim, or referral reward.
02
Security check runs
PIN, device trust, wallet status, KYC tier, and transaction context are evaluated.
03
Transaction is tracked
Each action carries a reference, status, and history trail users can return to.
04
User gets certainty
Success, pending, failed, or reversal states are shown clearly inside the app.